About Us
Welcome to Pathfinders Home Lending
At Pathfinders Home Lending, we believe that buying a home is more than just securing a loan—it’s about creating a secure and comfortable place for your family. With over two decades of experience in residential lending and leadership in the mortgage industry, our goal is to ensure your path to homeownership is smooth and hassle-free. We stay ahead of market trends to bring you the best solutions, no matter where you are in your homebuying journey.
We know the challenges families face, from outgrowing rental spaces to finding the perfect home in a top school district. Our dedicated team is here to provide clear guidance and personalized support every step of the way, helping you explore loan options and discover down payment solutions that fit your needs. We’re also proud to offer bilingual services, ensuring our Spanish-speaking clients feel supported throughout the process.
At Pathfinders, we believe in more than just financial solutions—we believe in empowering you with the knowledge to make informed decisions. Our educational approach means you’ll receive straightforward, transparent information about your mortgage options. From first-time homebuyers to seasoned investors, our expertise allows us to tailor strategies that align with your lifestyle and future plans.
Let us help you build your future. With Pathfinders Home Lending by your side, you’re not just a client; you’re part of our family. We combine our passion for service with cutting-edge technology to streamline the process and make your homeownership journey as seamless and rewarding as possible.
Our Team
Jay Cruz
Jay Cruz is a seasoned Mortgage Loan Originator based in Dallas, TX, with a passion for helping individuals and families achieve their homeownership dreams. With over 20 years of experience in the mortgage industry, Jay brings a wealth of knowledge and a client-focused approach to every transaction.
Jay’s expertise spans a wide range of loan products, including conventional, FHA, VA, and USDA loans. His deep understanding of the local market, combined with his commitment to providing personalized solutions, ensures that clients receive the best possible mortgage options tailored to their unique financial situations.
Known for his exceptional customer service, Jay takes pride in guiding clients through the often complex mortgage process with enthusiasm. His approach is centered around transparency, integrity, and a genuine desire to serve others. Whether you’re a first-time homebuyer, investor, or looking to refinance, Jay’s dedication to securing the most favorable terms and rates makes him a trusted partner in your home financing journey. Outside of work, Jay enjoys exploring Dallas, spending time with family, and traveling. His dedication to clients reflects his belief in both homeownership and the opportunity to build and enhance their financial well-being.
Contact Jay Cruz today to experience a seamless and rewarding mortgage process.
Phone: 972.850.3956
Email: ja*@pa********************.com
Socials: LinkedIn, Instagram, Facebook
NMLS: ID#156646
Locations
10333 Ferguson Rd,
Dallas, TX 75228
More Locations Coming Soon!
Contact Us
Ready to take the next step? Contact Pathfinders Home Lending today and let us take your dream of homeownership into a reality.